Is Halocard available in my country?
Halocard is available to individuals 18 years or older in most countries worldwide.
Our card issuer and banking partners restrict certain countries in order to prevent money laundering, terrorist financing and fraud. As a result, Halocards cannot be issued to residents of restricted countries:
Restricted Countries ListPopularWhat is the monthly price for Halocard?
Halocard offers flexible pricing plans based on how many virtual cards you need overall.
Annual plans receive two months free.
For information on transaction fees and charges, please see: Are there any fees when using Halocards?Some readersWhat details do I need to provide to verify my account?
To verify your Halocard account, you’ll be asked to complete a quick identity check as required by our card issuer, bank, and card network (Visa).
Identity check: You'll be asked to provide the following details:
Legal name
Residential address
Date of birth
A valid government-issued ID
A selfie to verify your identity
This check usually takes less than 3 minutes and is securely processed by our identity verification partner, Sumsub.
Visa compliance: Because Halocards aSome readersWhy is a mobile number required?
A mobile number is required to open a Halocard account for security, verification and compliance purposes.
Halocard uses your phone number to send text messages for important alerts including:
One-time login codes
Funds received to your Halocard account
One-time 3D-Secure codes (when required for online purchases)
New transactions on your Halocards
Security notificationsSome readersDoes Halocard affect my credit score?
No, opening a Halocard account does not affect your credit score in any way.
You can only spend the funds you deposit to your Halocard account.
Halocard doesn't share any data with credit bureaus, and therefore cannot be used to build credit.
Halocard doesn't extend any lines of credit and no credit checks are performed when you create an account.
Halocards are secured credit cards that allow you to spend only the funds you've deposited. Halocards function like a traditional deFew readersWhat type of card / BIN number do Halocards use?
Halocards are virtual credit cards issued by Third National, an issuing bank located in Puerto Rico USA, on behalf of Visa, with a primary banking identification number (BIN) of 454924.
Key details:
Network: Visa
Card type: Credit
BIN: 454924
Issuing bank: Third National
Issuing region: Puerto Rico, USA
Halocards operate as secured credit cards meaning you can spend only what you deposit in your account, without receiving any line of credit.
BecauseFew readers