What is the monthly price for Halocard?
Halocard offers flexible pricing plans based on how many virtual cards you need, and all plans require identity verification.
Plans | Virtual Cards | Extra Cards (Annual Plans) | Single-use Cards (Annual Plans) | Physical Cards (Annual Plans) | Price | Initial Deposit |
|---|---|---|---|---|---|---|
Essential+ | 3 total | +1 /month | 2 /month | 1 free | $15 /month | $30 to start |
Pro+ | 15 total | +5 /month | 10 /month | 1 free | $20 /month | $100 to start |
Elite+ | 50 total | +10 /month | 25 /month | 3 free | $75 /month | $300 to start |
All plans include unlimited monthly spend, custom card controls and Apple Pay & Google Pay.
*Annual plans also include extra virtual cards every month, single-use cards (link) and physical Halocards (link).
For our fee schedule, see Are there any fees when using Halocards?
How do extra virtual cards work on annual plans?
On a monthly plan virtual cards don't replenish, so canceling one doesn't give you a new one. On an annual plan, you also earn extra virtual cards every month. Extras you don't use carry over while your plan renews, up to 3 on Essential+, 15 on Pro+ and 30 on Elite+. They end if your plan isn't renewed or you switch to monthly. Single-use cards replenish every month.
How many cards can I create at once?
Up to 3 virtual cards can sit unused at a time on Essential+, 5 on Pro+ and 10 on Elite+, plus up to 10 unused single-use cards. Make a purchase with a new card and you can create more.
Can I change my subscription plan?
Yes, at any time from Settings > Subscription.
- Upgrades start immediately, and the unused days you've paid for count toward the new price.
- Downgrades start at your next renewal, or now if you choose (the time left isn't refunded). Cards over the new plan's limit are locked, then canceled 30 days later; you can choose which to keep.
Refunds and cancellations
Subscription fees are billed in advance and non-refundable. If you cancel, your plan stays active until the end of the current billing period.
Do you offer a trial plan or a plan with unlimited virtual cards?
We don't offer trials or unlimited card plans. Our largest plan, Elite+, includes 50 virtual cards plus 10 extra every month on an annual plan. To test Halocard for your use case, start on Essential+, then upgrade to an annual plan for the most benefits.
Updated on: 24/10/2026