• Is Halocard licensed and a legit service?

  Foundation Halocard was founded in 2024 by entrepreneur Edward Taylor (LinkedIn) as a small, independent team with the mission is to give people complete control over their purchases while maintaining their privacy. Company Halocard LLC is a US-based company incorporated in the state of Wyoming under Filing ID: 2024-001580715. ( Registration (https://wyobiz.wyo.gov/business/FilingDetails.aspx?eFNum=1901000920961112171290720950012022531672362Few readers

• Does Halocard affect my credit score?

  No, opening a Halocard account does not affect your credit score in any way. You can only spend the funds you deposit to your Halocard account. Halocard doesn't share any data with credit bureaus, and therefore cannot be used to build credit. Halocard doesn't extend any lines of credit and no credit checks are performed when you create an account. Halocards are secured credit cards that allow you to spend only the funds you've deposited. Halocards function like a traditional deFew readers

• What type of card / BIN number do Halocards use?

  Halocards are virtual credit cards issued by Third National, an issuing bank located in Puerto Rico USA, on behalf of Visa, with a primary banking identification number (BIN) of 4549XX. Key details: Network: Visa Card type: Credit BIN: 4549XX Issuing bank: Third National Issuing region: Puerto Rico, USA Halocards operate as secured credit cards meaning you can spend only what you deposit in your account, without receiving any line of credit. BecauseFew readers