How does my account balance work?

Your Halocard account has a single balance that's shared across all of your cards.

Any funds you deposit are available to spend on any card you've created, including new cards you make later.

For example, if you deposit $100 and spend $20 on one card, the remaining $80 can be spent on that same card, on any of your other cards, or on a new card you create.

If you wish to enforce card-specific balances, we would recommend setting individual limits on your Halocards. See the article: How do I set spending limits for individual cards?

Updated on: 12/05/2026