How can I deposit funds to Halocard?
You can add funds to your Halocard account via several methods with a minimum deposit amount of $100.
Payment Method | Fee | Time | Description |
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Card Payments |
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Debit or Credit Card | 5% | Instant | Pay via Visa, Mastercard or Discover |
Apple Pay or Google Pay | 5% | Instant | Pay via your Apple Wallet or Google Wallet |
Cryptocurrency |
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Stablecoins: USDT, USDC | Free | Instant | Transfer to a unique address on Arbitrum, Avalanche, Base, Optimism, Polygon, BSC or Solana network |
Major Tokens: SOL, ETH, BTC | 1% | 1 - 60 mins | Transfer to a unique address and your tokens will be automatically converted to USD |
Bank Transfer (Europe) |
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SEPA Instant / SEPA Standard: EUR | 1% | Instant / 1 - 2 days | Transfer to a unique IBAN and your EUR will be automatically converted to USD. Transfers made via SEPA Instant settle immediately and SEPA Standard take 1 - 2 days. |
UK Faster Payments: GBP | 1% | Instant - 2 hours | Transfer to a unique account number and your GBP will be automatically converted to USD |
From June 2026, Halocard will offer Global US bank accounts and allow the following additional payment methods:
Payment Method | Fee | Time | Description |
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Bank Transfer (USA) |
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ACH Transfer | Free | 1 - 3 days | Transfer USD to your personal routing and account number via ACH |
Wire Transfer | Free | < 1 day | Transfer USD to your personal routing and account number via Wire |
All processing times are shown in business days and exclude weekends and public holidays.
If you’ve added funds but don’t see them after the expected processing time, please see: Why can't I see my deposit?
If you're looking to withdraw funds from your account, please see: Can I withdraw funds from Halocard?
Updated on: 27/04/2026