Articles on: 💵 Adding Funds

How can I deposit funds to Halocard?

You can add funds to your Halocard account via several methods outlined below.


The initial deposit to open a Halocard account is a minimum of $70, and subsequent deposits a minimum of $30.


CARD PAYMENTS




Debit or Credit Card

5%

Instant

Pay via Visa, Mastercard or Discover. AMEX & UnionPay are not supported.

Apple Pay or Google Pay

5%

Instant

Pay via your Apple Wallet or Google Wallet


CRYPTO




Stablecoins: USDT, USDC

Free

Instant

Transfer to a unique address on Arbitrum, Avalanche, Base, Optimism, Polygon, BSC or the Solana network

Major Tokens: SOL, ETH, BTC

1%

1 - 60 mins

Transfer to a unique address and your tokens will be automatically converted to USD


BANK TRANSFER




ACH Transfer: USD (Coming Soon)

Free

1 - 3 days

Transfer to your own Halocard-provided USD account from any US bank (Coming in September)

Interac e-Transfer: CAD

1%

1 - 30 mins

Pay via e-Transfer from any Canadian bank and your CAD will be automatically converted to USD.

SEPA: EUR

1%

Instant / 1 - 2 days

Transfer to a unique IBAN and your EUR will be automatically converted to USD. Only send funds from accounts in your name with the correct reference number, otherwise deposits may be delayed or refunded.

UK Faster Payments: GBP

1%

Instant - 2 hours

Transfer to a unique account number and your GBP will be automatically converted to USD.

Wire Transfer: USD

$20

0 - 1 days

Connect your bank via Plaid to make Wire deposits directly from your checking account


All processing times are shown in business days and exclude weekends and public holidays.


If you’ve added funds but don’t see them after the expected processing time, please see: Why can't I see my deposit?


If you're looking to withdraw funds from your account, please see: Can I withdraw funds from Halocard?

Updated on: 15/08/2026