Articles on: 💵 Adding Funds

How can I deposit funds to Halocard?

You can add funds to your Halocard account via several methods outlined below.


The initial deposit to open a Halocard account is a minimum of $70, and subsequent deposits a minimum of $30.


Payment Method

Fee

Time

Description

Card Payments




Debit or Credit Card

5%

Instant

Pay via Visa, Mastercard or Discover. AMEX & UnionPay are not supported. Please note: Some first-time card payments require manual review by our payment processor. Please allow up to 12 hours for this, or contact our support team to expedite.

Apple Pay or Google Pay

5%

Instant

Pay via your Apple Wallet or Google Wallet

Cryptocurrency




Stablecoins: USDT, USDC

Free

Instant

Transfer to a unique address on Arbitrum, Avalanche, Base, Optimism, Polygon, BSC or Solana network

Major Tokens: SOL, ETH, BTC

1%

1 - 60 mins

Transfer to a unique address and your tokens will be automatically converted to USD

Bank Transfers




ACH Transfer: USD (Coming Soon)

1%

1 - 3 days

Connect your bank via Plaid to make deposits directly from your checking account (Coming Soon)

SEPA Instant / SEPA Standard: EUR

1%

Instant / 1 - 2 days

Transfer to a unique IBAN and your EUR will be automatically converted to USD. Transfers made via SEPA Instant settle immediately and SEPA Standard take 1 - 3 days. IMPORTANT: Only send funds from an account in your name with the correct reference number, otherwise deposits may be delayed and/or refunded.

UK Faster Payments: GBP

1%

Instant - 2 hours

Transfer to a unique account number and your GBP will be automatically converted to USD. IMPORTANT: Only send funds from an account in your name with the correct reference number, otherwise deposits may be delayed and/or refunded.


All processing times are shown in business days and exclude weekends and public holidays.


If you’ve added funds but don’t see them after the expected processing time, please see: Why can't I see my deposit?


If you're looking to withdraw funds from your account, please see: Can I withdraw funds from Halocard?

Updated on: 12/08/2026