> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://support.halocard.co/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What is the monthly price for Halocard?

Halocard offers flexible pricing plans based on how many virtual cards you need overall.

**Consumer Plans** (require [identity verification](/en/article/what-details-do-i-need-to-provide-to-verify-my-account-kyc-updvue/))

| Plans | Virtual Cards | Disposable Cards\* | Physical Cards\* | Price | Minimum Deposit |
| ---- |
| Essential | 3 total | 3 /month | 1 | $12 /month | $50 to start, thereafter $30 |
| Pro | 12 total | 12 /month | 1 | $15 /month | $100 to start, thereafter $30 |
| Elite | 60 total | 24 /month | 3 | $75 /month | $300 to start, thereafter $100 |

**Business Plans** (require [business and identity verification](/en/article/how-do-i-verify-my-business-kyb-for-halocard-18jt3q6/))

| Plans | Virtual Cards | Company Users | Price | Minimum Deposit |
| ---- |
| Core | 30 | Up to 3 | $29/month | $100 to start, thereafter $50 |
| Growth | 100 | Up to 10 | $99/month | $300 to start, thereafter $100 |
| Scale | 300 | Up to 30 | $199/month | $600 to start, thereafter $200 |
| Enterprise | 500 | Up to 50 | $299/month | $1,000 to start, thereafter $300 |

Virtual cards don't replenish every month, however Disposable Cards do.

All plans **include** unlimited monthly spend, custom card controls and support Apple/Google Pay.

**\*Annual plans receive two months free** and unlock premium features including **disposable cards** ([link](https://support.halocard.co/en/article/how-do-disposable-cards-work-1sqfcyg/)) and **physical Halocards** ([link](https://support.halocard.co/en/article/can-i-get-a-physical-card-1hrz947/))

For information on our fee schedule, please see: [Are there any fees when using Halocards?](https://support.halocard.co/en/article/are-there-any-fees-when-using-halocards-i1ukk3/)
---

###### Can I change my subscription plan?

Yes, you can upgrade or downgrade your subscription at any time by going to Settings > Subscriptions > Change Plan.
* Plan upgrades **take effect immediately** and your new subscription price is pro-rated to the end of your billing month.
* Plan downgrades **take effect at the end of your billing period**. You can only downgrade after cancelling excess cards beyond your new plan's limit.

###### Refunds and cancellations

Subscription fees are billed in advance and non-refundable. If you choose to cancel, you plan will remain active until the end of the current billing period.

###### Do you offer a trial plan or a plan with unlimited virtual cards?

Unfortunately we do not offer any trials or unlimited card plans. We can provide a maximum of 60 cards on our Consumer Elite plan or 500 cards on our Business Enterprise plan. If you'd like to test whether Halocard work for your specific use case, we recommend first signing up for our Essential plan to verify acceptance, before upgrading to an annual plan for the greatest benefits.