> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://support.halocard.co/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What happens if I delete or cancel a Halocard?

###### Virtual Cards

Your Virtual Card quota is calculated **overall**. If you cancel or delete a virtual card, you will reduce your card limit by 1 card. 

We recommend locking cards when they're not in use to avoid reducing your overall card limit.

###### Disposable Cards

Your Disposable Cards quota is calculated **per month**, and any cancelled cards will replenish in the next month. 

**Can I received refunds to cancelled Halocards?**

No, and you will need to ask the merchant to send any refunds to a different Halocard (or payment method) that is active. See: [How do refunds work on Halocard?](https://support.halocard.co/en/article/how-do-refunds-work-on-halocard-5q6tlc/)