> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://support.halocard.co/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Is Halocard licensed and a legit service?

###### Foundation

Halocard was founded in 2024 by entrepreneur Edward Taylor ([LinkedIn](https://www.linkedin.com/in/edtau/)) as a small, independent team with the mission is to give people complete control over their purchases while maintaining their privacy.

###### Company

Halocard LLC is a US-based company incorporated in the state of Wyoming under Filing ID: 2024-001580715.

###### Licensing & Regulations

* Halocard is a registered Money Services Business (MSB) in the USA with the Financial Crimes Enforcement Network (FinCEN) under BSA ID: 31000317046430.
* Halocard is contracted with Third National, a Principal Member of the Visa Network, to issue Visa cards. ([US Terms](https://halocard.co/legal/cardholder-agreement-us), [International Terms](https://halocard.co/legal/cardholder-agreement-international))
* Halocard is contracted with Rain Products, Inc to provide virtual bank accounts by SSB, Member FDIC Funds. ([Virtual Account Terms](https://halocard.co/legal/virtual-account-user-terms))