> ## Knowledge Base Index
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# Is Halocard anonymous?

When you make a payment using Halocard, you can use a custom name and billing address for your virtual cards, instead of your actual personal details. Also known as payment-masking, this ensures:

* Your personal details and funding source are **not shared with merchants**
* Your individual purchases **do not appear on your bank statements**
* Your spending activity is visible **only inside your Halocard account**

With Halocard, your identity is verified, but your spending remains private. This allows Halocard to offer high acceptance, strong fraud protection, and long-term reliability, while still giving you meaningful privacy over how and where your spending information is shared.

Halocard does **not** offer anonymous or unverified cards, cards that bypass identity or compliance checks, or cards designed to avoid legal or regulatory requirements. Services claiming to offer fully anonymous cards without verification often operate outside card-network rules, carry a high risk of losing funds, and can be shut down without notice.