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# Can I send and receive USD payments to my Halocard account?

| From September 2026, Halocard will offer virtual US bank accounts and support the following USD-based payments

Yes, you can receive USD payments to your Halocard-provided, global US bank account. Examples include salary payments, transfers from friends/family and any other type of payment eligible to be sent to a traditional US checking account. Please check your Halocard account for your unique account number and routing details.

Incoming payments are subject to standard, business-day processing times for US banks including 1 - 3 days for ACH transfers and up to 1 day for wire transfers. Payments will be visible in your Halocard account balance and ready to spend once settled.

| Payment Methods | Processing Time | Incoming Fees | Outgoing Fees |
| ---- |
| ACH Transfer | 1 - 3 Days | Free | $10 |
| ACH Transfer (Same-Day) | Same Day | Free | Not supported |
| Domestic Wire (FedWire) | Same Day | Free | $20 |